Value and investment returns

Valuation and Return Calculators

Estimate business value, normalize earnings, and compare investment returns using SDE, EBITDA, DCF, ROI, and purchase multiples.

Decision workflow

How to use this toolkit

  1. Normalize SDE or EBITDA.
  2. Select evidence-based low and high multiples.
  3. Cross-check with DCF or buyer return requirements.
  4. Reconcile enterprise value, debt, cash, and equity value.

Key terms

SDE

Owner-oriented earnings including one owner’s compensation and defensible add-backs.

EBITDA

Earnings before interest, taxes, depreciation, and amortization.

Enterprise value

The value of operations before deducting debt and adding excess cash.

Worked decision example

$300,000 of normalized SDE at 2.5x–3.5x implies $750,000–$1.05 million before reconciling inventory, working capital, debt, cash, and transaction-specific risks.

Common decision mistakes

  • Unsupported add-backs create unsupported value.
  • Match multiples to business size, date, industry, growth, and risk.
  • Show a range instead of false precision.
Free calculator

Business Valuation Calculator

Estimate a small business valuation range from normalized SDE or EBITDA.

Free calculator

SDE Calculator

Calculate seller's discretionary earnings from net income and add-backs.

Free calculator

EBITDA Calculator

Calculate EBITDA and EBITDA margin from operating results.

Free calculator

Enterprise Value Calculator

Calculate enterprise value from equity value, debt, and cash.

Free calculator

Discounted Cash Flow Calculator

Estimate present value from forecast cash flow, growth, discount rate, and terminal value.

Free calculator

WACC Calculator

Calculate weighted average cost of capital from debt and equity assumptions.

Free calculator

Purchase Price Multiple Calculator

Calculate implied SDE, EBITDA, and revenue purchase multiples.

Free calculator

ROI Calculator

Calculate return on investment and annualized ROI.

Free calculator

Future Value Calculator

Calculate the future value of a present amount with compound growth.

Free calculator

Present Value Calculator

Discount a future amount into its value today.

Free calculator

IRR Calculator

Estimate the internal rate of return from an initial investment and annual cash flows.

Free calculator

NPV Calculator

Calculate net present value from an initial investment and annual cash flows.

Free calculator

Cash on Cash Return Calculator

Calculate annual pre-tax cash flow as a percentage of cash invested.

Free calculator

Payback Period Calculator

Estimate how long constant annual cash flow takes to recover an initial investment.

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